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About 250 E Acacia St. Thank you thank you God Bless you. These cookies ensure basic functionalities and security features of the website, anonymously. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Beat local competitors. Complete Our Guaranteed Second Chance Rental Application Acceptable Applications Include Renters With: :Evictions :Broken Leases :Eviction Filings :Rental Balances :Poor Credit :Bankruptcies :Foreclosures Get Approved For An: :Apply For An Apartment Here : Apply For A House Here : Apply For A Townhome Here : Apply For A Condo Here It just depends upon whether your scammer wants cash, your personal information, or both. I opened up the emails showing the price and fees we had prepared for and told the agent to either have it changed, or I will be renting my client her second-choice apartment. Bait-and-switching can take various forms. They did not get approved. You will be contacted by one of our Placement Coordinators within 4 business hours after youve submitted your online pre-qualification form and paid your initial fee of $50 online. We use dedicated people and clever technology to safeguard our platform. "They'll only show you one of the rooms, or not disclose it's right next to train tracks that'll keep you up all night," Coon said. Let our 6 years of second chance rental experience and team of case managers and rental specialist help you to rent again! I was able to rent a beautiful luxury loft apartment for those 2 years and during that time, they helped my credit score rise and show great rental history. Very professional and friendly people. The 5 star review is beyond fake. What do I do if the apartment I choose is not an Insurent certified building? "Scammers place fraudulent listings, and when someone reaches out to them, they're instructed to wire money in order for them to hold it or take it off the market," he told Business Insider. "Never wire money to someone if you aren't confident they're who they say they are, because once you do, the money is gone. I cant thank OneApp enough because they were truly a blessing to my family. If you have consistent, documented income and are an eviction-free renter, there is an excellent chance that we can help you get qualified for the place you love. Once we have a completed application, we can have an approval certificate for you in just a matter of hours. This profile is powered by Birdeye. You will be assigned a CPN which will include satisfactory tradelines that add leverage to your credit score. Thats what they do. to help you find the perfect apartment or home for your family! Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? Get a personalized gameplan based on your current situation but always aiming at the best possible future that you can possily get with our help to get an maintain a healthy credit score. That is why our Leasing Program allow clients Verification can help ensure real people write reviews about real companies. You can search the Insurent database of certified buildings. They're strict, but considering the business they're in, it's to be expected. Per our website it states the minimum income for our program is $4,500 a month household income. Close deals quickly with no need for cosigners. Get started now. Need help Getting Approved. When our Corporate Application have been APPROVED, youll receive a Welcome Confirmation email to confirm your Move-In Date and duration of your Lease Agreement. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to Apartment List, an estimated 5.2 million renters have lost money to rental scams. If your spouse or roommate is signing the lease, he or she must also complete an Insurent application. I applied 48hours ago and haven't been contacted. Dominate search results. If you claim we have charged you anything, you have the wrong company. The Insurent Lease Guaranty does not require you to pay any additional fees. The approval 2023 Trustpilot, Inc. All rights reserved. Submit a copy of Copy of Drivers license or Passport and Visa (if Non-US) and School ID and parents passport and income verification or bank letter. Hey thanks for the kind words! They kept me in the loop every step of the way. There are no fees for service here ((ever)), and no way for you to send us any money (on our website or otherwise). Just stay clear. Each unit features central AC/Heat, stainless steel appliances, vinyl plank flooring, quartz countertops and much more. Payment must be made by cashier's check or bank check or money order. They have a option to call corporate but that option leads you to a non working line. ONE!!! A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. Regardless of your income or past, we'll back you on your lease and help you move forward. Evictions, Eviction Help, Second Chance Apartments, 2nd Chance Apartments, Renters Identification Number, How to rent with evictions, Evictions Accepted, Eviction Removal Programs, Second Chance Apartment Rentals . I would definitely recommend!Just a couple of FYIs First, they're serious about you needing to have verifiable income. Ive recommended them to over 4 people and Ill continue to recommend them. The online application takes approximately five minutes per person and the application is normally processed within 30 minutes with the Guaranty being issued within 24 hours. Hold up your end of the deal and so will they. "By the time you discover the keys don't work, they're long gone.". Here are seven of the worst apartment scams, and some tips to make sure you're not on the wrong end of one during your apartment hunt. They were so patient with me and my anxiety they just walked me thru everything and answered every question I had. In the Real Estate Rental Agency category. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. They're taking a big risk on you. Can the Insurent Program help me if I just have significant cash liquid assets or marketable securities? The renter(s) pays for the Insurent Lease Guaranty. Learn more about Birdeye. 198 likes. This cookie is set by GDPR Cookie Consent plugin. In such event, such liquid assets would need to be a minimum of 50x the monthly rent that you are seeking. Nor has any organization such as the BBB contacted us. Apartment Lease Guarantors And Bad Credit Specialists. By clicking Accept All, you consent to the use of ALL the cookies. SEMI CUSTOM APPROVAL Our semi-custom approval is a method we use to get people approved that are looking for lower budget properties. Visnova is wonderful. They didnt charge any fees to review my application. You probably won't ever get it back," Coon said. OneApp Guarantee is the solution for renters with challenges like income, less-than-perfect credit or rental history hiccups. | Privacy Policy I had submitted several applications for houses and apartments but got denied by everyone. We've. I got discouraged and started giving up hope, but I knew I had to find a place for my three children. Our Home Approval Program makes it easy. Submit a copy of bank/ brokerage statement and ID. Get the lease or the terms of the rental in writing, and be sure it includes contact information for the landlord that includes a physical address and phone number (not just a PO Box). Will the prospective bonus be included in the consideration of my application by Insurent? This might sound paranoid, but remember that just being in the apartment isn't always a guarantee that the agent is legitimate. 4: MOVE IN Guaranteed Apartment Approval helped us find the perfect apartment to begin our family. Yes, loans with bad credit and guaranteed approval will always be a higher risk to the lender and because of this, they will price their loan accordingly. Our helpful staff are waiting. This company is literally a scam. Brokers and Leasing Agents benefit by being able to close deals quickly. The Insurent Lease Guaranty will only apply to apartments located in Insurent certified buildings or buildings that will accept the Insurent Lease Guaranty. Yes. Can I still qualify for an Insurent Lease Guaranty? That's why it's important to accept keys on-site and test them to make sure they open the locks they're supposed to. Case in point: Scammers might hand you keys that don't even work. We help individuals with not so perfect rental history get approved for an apartment,rental home, townhouse or condo. The property tooks only 3 hours total to send my approval!!!! It's a scam, they will only take your initial deposit and give you an unrealistic time frame to provide them with more money and cancel your agreement. I then texted the ONE number they have and asked if it was scam. In the event that the insurer is required to make any payments to the landlord on your behalf, you will be subject to legal action for the full recovery of any such payments and your credit report will be negatively affected. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. | Site Map. I have to hand it to them not many people actually do what they say these days.I HIGHLY recommend these folks and if you have the same issues as me they are a SAFE bet thanks for the lovely review. could finally move out of my parents house with my daughter! Guaranteed Apartment Approval cares about your needs. "But apartment hunters can see this as well.". anyhow, not sure how i found this company, but they said they could get me approved if i can prove my income i could,so i signed up they said their fee is equal to 1 month's rent plus 250. OK pretty high but, i need the location for my daughters school anyhoo.. they told me they can prove to my for as little as 500 bucks down towards my total fee with an approval from the property i picked well, lets say i was SOLD when i got my WELCOME LETTER from the property and called them to confirm if its really REALLY for real ! I received excellent service from this company. I meet the income requirements and I'm trying to get in contact with them as well how do you get somebody on the phone to speak with you so you can apply. The approval time for completion is typicaly 3-4 weeks and is guaranteed for luxury or non-luxury properties. Pre-screening is totally free! Award winning company since 2018. You receive a full refund of the guaranty fee in one business day. I submitted numerous apartment complexes and was told they are either not answering or returning their calls or they just dont want to work with them. If you can prove your income, we make it work. If two or more roommates will sign a lease (i.e., act as signatories), and if one of the signatories intends to apply for an Insurent Lease Guaranty, then all signatories must apply for a lease guaranty. GET ACCEPTED Once approved for an apartment, most apartments will require a signed lease. This cookie is set by GDPR Cookie Consent plugin. A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. for ways to Increase their Employee Overall Job Satisfaction. CONTACTING THE *** Argonaut Insurance Company is located at 225 West Washington, 6th Floor, Chicago, IL 60606, and is a subsidiary of Argo Group International Holdings, Ltd., a publicly held multi-billion insurance company. We will cover rent and damages up to 3x the rent. The guaranty fee is per lease, not per person. No scam, no fly by night company. However, they were unable to secure a lease in a safe and luxurious town home. The renter pays the one-time fee prior to the execution of the lease agreement with the landlord. ". We usually prequalify within 30 minutes and send Qualification Certificates and issue the Guaranty within 24 hours. With the application of a CPN (Credit Privacy Number), your private credit information is securely protected which affords the credit you need to yield a secure financial future. | DCMA | Complete all required information and provide documents, Complete the lease guarantee premium payment, Theyll let your landlord know youve secured a lease guarantee. What markets are covered by the Insurent Lease Guaranty Program? The Insurent Program issues guarantees for non U.S. persons with no U.S. based credit history. There is no application fee. All you need to do is provide Renter's Insurance and Proof of Utility Service in your name and arrive to pick up your keys to your new home! Their friendly There is no such thing as guaranteed loan approval. previous eviction, bankruptcies, Call today. Register your property with OneApp Guarantee. The landlord (or potential scammer) can't run off with your personal information, because they never see it. In the event that you fall into that category, please email us at, Yes. Just because you safely made it into an apartment unscathed doesn't mean there won't be unpleasantness waiting for you at the other end. TWO (2) FREE ASSIGNED PARKING are INCLUDED with the rent. I would not recommend that you do business with any type of business with Guaranteed Apartment Approval. Lori is awesome! A CPN (Credit Profile Number) is the primary component in getting you approved for your apartment. Submit copies of your 2 most recent pay stubs over the past 30 days or a letter from your new employer, and Copy of Drivers license or Passport and Visa (if Non-US). Necessary cookies are absolutely essential for the website to function properly. CreditLoan.com has offered online personal loans with same-day approval since 1998. This company literally helped prevent us from being homeless!! Guaranteed Apartment Approval Complaints Complaints Guaranteed Apartment Approval Apartment Rental Service View Business profile Customer Complaints Summary Business's Response Rate:. Yes. Your rent is guaranteed. I asked a simple question of is this a scam and they got defensive. Lets work together to get those negative items remove from you credit file. This cookie is set by GDPR Cookie Consent plugin. 3: PAY A FEE The fee to co-sign is equal to 1-month's rent. Acceptable Applications Include Renters With: Do my rights under my lease with a landlord change if I have an Insurent Lease Guaranty? If I pay the guaranty fee and do not receive the apartment, do I receive a refund. Birchwood Village Apartment Homes. Our Home Approval Program makes it easy. We are specialists in helping renters with damaged credit qualify for apartment leases. It takes only a few minutes to apply for an online guaranteed payday loan (or for a guaranteed payday cash advance alternative, namely a short-term personal loan), and you will usually receive a loan decision within seconds after hitting the submit button. We've already gotten denied once and i'm . What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? My time spent military and my MOS taught me if they are defensive or shady, they have something to hide. ****** seemed argumentative at times and I never was able to speak to corporate, I wasnt able to speak to anyone but ******. We walk you thru the process. But first, it's important to understand what a personal loan is and is not. The Insurent Lease Rental Bond Policy and The Insurent Lease Residual Value Policy are underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company licensed in New York and other states. We've made it simple for property managers to approve more renters. If a US student or US person with income less than 27.5x the monthly rent, the renter must have decent to good credit and a Responsible Party (normally a father or mother) who has a minimum annual income of 50x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent. In the event that you are relocating from outside the U.S., the Responsible Party would be in your home country and the tests above relate to their income or cash liquid assets in their home country or elsewhere. More Approvals GUARANTEED RENTAL APPROVAL; . Guaranteed apartment approval actually promotes you to go and see the apartment before applying, so how that could of been the issue was surprising and suspicious to me. No. Home Approval. As a landlord, this is a no-brainer. Every employee as a voluntary benefit. Analytical cookies are used to understand how visitors interact with the website. All applicants and others considering to use the service must qualify with the same rules. After youve completed your initial phone consultation, well email or text you an application link to start your file to get approved for a property of your choice. I expect to receive a bonus in addition to my base salary. A CPN is a Credit Privacy Number that protects your private credit information.The use of a CPN is legal and permissible. We also use third-party cookies that help us analyze and understand how you use this website. Their father (or some relative overseas or here) would not be a signatory on the apartment lease. The apartment approval process is similar to taking out a loanyou must prove that you're not a credit risk and can keep up with monthly payments. That can mean looking up the person online and calling the office to make sure you're dealing with a legitimate agent. Use a cashier's check (which is easier to trace) or a credit card when possible. Fill your units without taking on extra risk or added cost. Gary Group Realty LLC Broker #9009741 Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. Yes. Information is copyrighted and school data provided by GreatSchools.org. We qualify an international student or U.S. student based on their father (or mother or some relative overseas or here) being a Responsible Party solely on our Agreement. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. We have seen every scenario and were here to help. The fee to co-sign is equal to 1-month's rent. But even that may not be enough. We are the #1 Apartment Approval Company in the nation. It's easy and free to apply. We are paid a commision (like a realtor) from the referral company we send you. Who is the Insurer of the Insurent Lease Guaranty Program? Like I said people stay away from this company. --We provide US and international students, recent graduates, retirees, international employed, the self-employed, relocating persons, and persons with significant cash liquid assets with more approval opportunities. And that wasn't even the worst possible outcome. I cant thank them enough for helping to bridge the gap. You should vet the listing agent before handing over any money to be sure that he or she is, at the very least, an actual agent or the landlord with the legal authority to rent the apartment. Insurent requires separate applications from signatories because all signatories are bound to the rights and obligations under the lease. It's like having a whole new credit profile and starting over with zero credit and history. Guaranteed Approval. Our approvals are income-driven. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. I'm in the process of using their service now. This fool wrote me a nasty text after first meeting him them pressure into giving by a deadline 3 hrs away. Helping people get approved in all 50 states. If your annual income isnt more than 40 times the monthly rent, if your U.S. credit score is too low, or if you arent currently employed, or a US or international student, you can find yourself without many options. If I have a roommate who will also be signing the lease, do we both have to apply for a lease guaranty, and pay fees? The Insurent Program issues guarantees for non employed U.S. and non U.S. persons with significant cash liquid assets or marketable securities (here or abroad). Can I use the Insurent Lease Guaranty for any apartment? If this was how another company would treat me before I paid them I knew it wasn't going to get any better after I paid them. I asked ****** if the apartment was going to work with them if I pay the fee and I was told the person handling everything is very good at what they do and would not ask for a deposit if she didnt think they would get approved. "I brought my client to a lease signing for her apartment and the lease stated the rent was $50 more than initially agreed, as well as $500 extra in up-front building fees," Elliott Sudwarts, a New York real estate agent, told Business Insider. All 50 states. There are plenty of companies out there that will happily take your money and tell you what you want to hear and then disappear after you pay them. Ten minutes later, we signed the new updates lease.". #1. Here are 8 tips for writing great reviews. found this company online and b/c i couldnt get approved to rent on my own from when i lost my job few years ago had an eviction my my record and owed the last apt complex thousands (they got me) i didnt have the money back then to fight it and got slammed with excessive fees.